If you talk to me about retirement funds and finance, I would normally run for the hills. I have no answers and absolutely no clue.

But now read on and I'll tell you about how I listened and learnt. You might even find out that this is might be right down your alley as your preferred way to secure a financial future.

Sue Todd

Sue Todd picks me up at 6.30 pm to attend an Investors Club Meeting. What is the Investors Club? And by they way, what is that alluring ‘Millionaires Club’ that sounds like fun to belong to!!!

We arrive at the Pennant Hills Bowling club where I am introduced to David Wardie and a number of support members. Tonight is my lucky night though. Due to the atrocious weather barrelling across Sydney I am the sole visitor and get the presentation to myself.

The topic:
 ‘Are you ready for a wealth change – then let’s do it together’
 already had me intrigued.  

How do you get wealthy with a group of others I wondered!

Well, the Investor’s Club is a group of members who have access to a wide range of services that help them gain financial independence by investing in property.  


It all goes back to Kevin Young who established the Club in 1994. He bought his first investment property and within 7 years had 7 properties and was retired. He created the business secret that has founded the club and is available for you to increase your wealth if you wish. 

You might say: ‘How could I get wealthy by joining The Investors Club? Surely I couldn’t become a millionaire?’ But it seems out of the 12,000 property settlements, many members are already  in the property Millionaires Club , and the others are well on their way – because they now know the secret.

Feeling excited already! Well maybe you should be!

Once you have been to a few of these Club meetings and understand the way property is used to create your wealth – and so your journey begins.

And the number one success element you get from joining the club is ‘support’.

Your Support Member will work to steer you in the right direction. Support members are people like you who have joined the Club, learnt the ropes and are now passing on their knowledge, skills and assistance. They are there for you to contact with any problems, questions or queries.

As a member, when you have been assessed with a capacity to purchase an investment property you will receive your special membership number that allows you to hop onto their website and check out the properties that are up for sale.

This list of properties has been compiled by many researchers whose specific job it is to find the ‘best’ Units,Villas,Townhouses or Houses with all the attributes to make it a winning rental asset. If you would like to have a no obligation assessment of your finance capacity to acquire an investment property, just contact Sue Todd at the email address below, she will gladly show you how easy it can be.

I am told by Sue, who is such a keen and enthusiastic Support Member, that combing through the list of potential offerings is so tantalising that you want to buy ‘just one more property’.

The Investors Club system is working for the member from day one to prepare you for when the time comes to continue the journey of selecting that “important property “ as well the journey continues for life with education and support with all club properties, so the wealth ride continues.

Once your first purchase is made, you will probably be working towards the next one!  The objective is to create over a million dollars worth of assets base or more so ideally 5 to 7 investments will do it for you. I am told it is a buy and wait, buy and wait process as your investments increase in their equity value and then you are ready to purchase the next property.

I listened to four support members and their stories. Before The Investors Club, all were concerned about their retirement finances and looking for that elusive something to give them a great future.

This is where you come in Wise Women.

I know a lot of you are separated, divorced or in a tizz about your retirement and you most likely ignore it!!!! You wonder how you will change your future and simply can’t see past the four walls of your house.

Well, think again wise Women. Your house is the key. The Investors Club might just be the path to increase your wealth.

           Wendy            Sue

Sue and I drove across Sydney today to meet with Wendy Priestly. She is a Business Manager with the Club and has now retired on her wealth. Her investments over the years have given her an assets base that is giving her a dream retirement and so much more. She is so excited by the way this ‘system’ has given her a rosy future that she gladly works tirelessly to help others do the same thing. It must be the thing that once you have bought your own properties, you get just as excited when others purchase theirs!

The office was buzzing with women making calls and organising the paperwork. ‘How do they get paid’ you might ask. Well, a lot of the work is done voluntarily but most expenses and payments are paid by commission from the vendors who pay the Club for a Marketing or Listing Fee. It is as simple as that! Someone else is paying for you to have the services you could need to invest in property and do it wisely. Not a bad formula.

Hopefully I have whetted your appetite and have you wanting to know more!!

Well, there is a lot more to know and when you delve into this Club, the better educated you will become and voila – who knows – you may even become a millionaire – imagine that!!!

So if this sounds like something you are interested in, now might be the time to strike.

A Mother's Story

       Charlotte                              Dan


My parents were European immigrants who arrived in depression Australia after the 2nd world war. They had nothing when they arrived and worked hard their whole lives just to put a home together.    When my father reached retirement age, he had a heart attack and died without ever having a chance to enjoy his well earned rest.   

The normal thinking at that time was 'the only thing that could ever be paid off was the house mortgage but everything else was to be saved for and paid cash.'    My mother still thinks that way and points to the TV as constant proof of her fear of any debt. Therefore, I grew up believing in Work Hard, Save Hard, and preferably - marry a Rich Man!!!

I worked two jobs; saved hard; bought vacant acres but unfortunately, after my Vietnam Veteran husband had a series of nervous breakdowns, I found myself a divorced single parent, living with my widowed mother.    So then on the advice of a financial consultant, I 'safely' invested what little savings I had in a property trust which eventually collapsed.     I lost most of my investment.

When my son went to Primary school, I returned to the workforce and soon realised that my 'Superannuation' was never going to be enough to retire on.
I spoke to friends who could not offer a viable retirement solution so my choice was to financially re-educate myself and now I have a sizeable collection of books.    I began to feel confident in my new knowledge and decided that property was the way to go for me, but faced the usual dilemma - 'How could I save a deposit to get started when everything I earn is eaten up in the household bills?'
 
Meanwhile, my son Daniel, graduates from St Gregory's High School and tops the year 12 computer studies.    Computers being his passion, he finds himself a job with a software company.    Daniel's determination and talent is recognized and his pay increases as quickly as his expertise.    

I don't have the money for a property deposit but Daniel does so we go house hunting and he invests his money in an old house not too far from home so that he can 'keep an eye on it'.    The house is high in maintenance but low in market value increase.    Nevertheless, he has good tenants who plan to stay indefinitely so he is happy to keep the old house knowing that it is not the greatest investment.
 
Now it's my turn.    I buy an old house which needs extensive repairs with the idea of performing a renovation miracle and selling it for a tidy profit.    Big mistake.    It costs much more than my original estimates and my partner and I continue to find more and more things wrong with it; it takes too long to repair so by the time it is ready for sale, the market has fallen making it very hard to sell.    I am left with a nasty debt instead of the anticipated nest egg.
 
Determined to invest better, Dan sees an advertisement in the newspaper for off-the-plan investment houses in Townsville.    He ends up purchasing a new house in a good area BUT there are all sorts of hold ups and excuses with the building; promises broken and extra unexpected expenses with huge communication frustrations.

We are all very relieved when the Townsville house is finally completed and settled but then there is trouble renting it and the original tenants damage the house.
So it is repaired and relet to tenants who are not much better.    Thankfully Dan knows about landlords insurance.    The saving grace is that Townsville is a fast growing area and the house increases in value.    So this was a better investment attempt but the associated hassles had made Dan reluctant to continue property investment.
 
I have a colleague at work who is always talking about something called The Investors Club.    By now, I am highly suspicious of advice and I hear someone ask him about negative gearing when all my books say that you must only consider how to positive gear so I think he must be on the wrong track.    However, my curiosity is aroused, and I find that he and his family are much more successful at property investment than Daniel or I have been.   

So we decide to go to an Investors Club meeting simply to add to our education.     Well, we came out of that meeting so excited and armed with books and information and enthusiasm.    We followed up with another meeting and an Investors Club Workshop where we quickly put in our individual finance inquiry forms.    
 
Daniel's situation, of course, was much better than mine so once he had the finance approved he rang his Support Member with a fist full of properties that he thought might be suitable.    I went along to see the process for myself and was astounded at the depth of knowledge that was freely given to Dan.    He had no hesitation confidently choosing an Investors Club property because of the solid integrity that the team offered.    He chose an off-the-plan unit 10 minutes from Brisbane CBD. 

Everything went exactly as promised; building was completed on time; communication was easy and frequent with regular photo updates emailed; a huge bag of paperwork arrived and settlement was completed all completely hassle free!!!     We could not believe how easy it all went.  

The unit is already valued about 15% higher than the price Daniel paid and tenants moved in two weeks after settlement paying 18% more rent than was expected.

This double positive result has totally amazed us.    The Investors Club’s system undeniably works!!!
 
Now, Daniel’s enthusiasm for property investing is well and truly rekindled, thanks to the outstanding support of The Investors Club team.    We found the friendly, welcoming atmosphere of the meetings to be exactly what we needed when our confidence was failing.    The thorough property investigation and depth of detail that TIC performs on every property, would be extremely difficult for a lone investor to acquire.     Therefore, armed with all this information, the lone investor is then able to make an informed decision.

Daniel has an achievable plan to retire before he reaches 40 years and is going to do it by future investment through the Club.

PS.    An unexpected and pleasing benefit from our experiences -  Dan's TIC unit turned out to be such an outstanding success in his life, that his self confidence has finally exploded. Dan now confidently speaks about property and recommends Investors Club property investment to his work mates and friends.    He even convinced one of his colleagues who is struggling to invest on his own, to come to a meeting and put in a finance inquiry form.